While traditional unemployment funds have been held up by the mass influx of the unemployed, PUA funds have been held up due to uncertainty and no infrastructure to process different types of applicants. Why are states being so slow to issue PUA benefits? Yet, we are now in the middle of May and many haven't seen a single cent. The passage of the CAREs Act and PUA program came as a relief to many self-employed workers who weren't sure how they were going to get by. Many have been without income for months.
W-2 earnings from any traditional employment
Here are the ways you can verify your self-employment or freelance earnings: You will then need to prove your income, which for many gig and freelancers can be Work history for the past 18-to-24 months (if self employed for entire period, list yourself as the employer) Regardless of whether your state is paying benefits, you should go ahead and reply to avoid a longer wait. You can see the status of your state below. Not all states are currently paying out PUA funds. You can also use our calculator to get not only your potential benefit amount, but also the steps to file for PUA in your state. You can see the best website to apply in your state, at a table further down the article. Once you are rejected for standard unemployment, you will be evaluated to see if you meet the criteria for Pandemic Unemployment Assistance.ĭepending on your state you will either be automatically checked to see if you qualify for PUA or told you may now apply for PUA benefits now that your claim has been rejected. However, in most states, you will need to apply for standard unemployment benefits first. Some states have developed a separate PUA portal for the self-employed, freelance, and gig workers.
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We have a breakdown on how to file for PUA benefits, the amount you can expect to receive, and all the information you need to navigate this challenging process. This level of chaos has created unnecessary confusion and stress for workers just trying to get the benefits they receive. And good luck getting through to a human to help you!
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Others are not telling applicants what they need for their claims to be approved or making them jump through other hoops. However, in light of the economic situation and shut-downs, the federal government has changed the policy to include the self-employed, freelancers, and gig-workers.ĭespite the new policy, many are still struggling to file and receive PUA benefits.Ī disappointedly high number of states have yet to set up the systems needed to process new types of unemployment claims. Traditionally, the self-employed have not been able to receive unemployment, as they do not pay the government unemployment insurance. Many self-employed workers, freelancers, and others not covered by regular unemployment are now eligible to receive unemployment benefits under the Pandemic Unemployment Act (PUA).
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